How it Works

Habitat for Humanity’s goal is to help hard working families realize their dream of home ownership. Here’s how it works…

• Families must earn 25% - 60% of the Area Median Income, roughly $25 - 50k per year for a family of four.
Click here for more details on how to qualify.
• Families pay for their homes with a small down payment and a 30 year, no-profit, interest free mortgage.
• Through discounted and donated services, volunteer labor and fund raising efforts Habitat is able to keep the cost of the homes down compared to traditional home building methods.
• Selected families contribute 250 hours of sweat equity per adult toward the building of their home.
• Once selected, families undergo self sufficiency counseling including: sustainability curriculum for budgeting, interviewing skills, computer classes, home maintenance, landscaping and other skills needed to be responsible homeowners.
• Click here to view the 2010 Application, in English or in Spanish.

Application Deadline

Applications were due on June 1st. Each year, Habitat opens the application process in May with applications due on June 1st.

Fair Housing, Nondiscrimination Clause

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.